服务条款 - RetireFree

概述

欢迎使用 RetireFree（以下简称「本应用」）。本协议是你与开发者之间关于使用本应用的法律协议。使用本应用即表示你同意本协议条款。

1. 使用许可

本应用授予你有限的、非独占的、不可转让的许可，仅用于个人、非商业用途。你不得复制、修改、分发、出售或租赁本应用的任何部分。

2. 免责声明

本应用提供的退休计算、养老金估算和 FIRE 财务模拟仅供参考，不构成任何形式的法律、税务或投资建议。计算结果可能因政策变化、个人情况等因素而与实际情况存在差异。

我们不对以下情况负责：

依赖计算结果做出的任何决策
因政策调整导致的退休年龄变化
因汇率波动导致的资产估值偏差
任何间接、附带、特殊或后果性损失

3. 用户责任

你应当：

提供准确的个人信息以获取可靠的计算结果
自行核实重要财务决策
定期更新应用以获取最新的计算规则
保护设备安全，防止未经授权的访问

4. 知识产权

本应用及其所有内容（包括但不限于代码、设计、图标、文案）的知识产权归开发者所有，受著作权法和国际条约保护。

5. 协议修改

我们保留随时修改本协议的权利。修改后的协议将在应用中发布。继续使用本应用即表示你接受修改后的协议。

6. 适用法律

本协议受中华人民共和国法律管辖。因本协议产生的争议，应首先通过友好协商解决。

7. 联系我们

如有任何问题或反馈，请联系：zhaomochu0517@icloud.com

Overview

Welcome to RetireFree (hereinafter referred to as "this App"). This Agreement is a legal agreement between you and the developer regarding your use of the App. By using this App, you agree to be bound by these terms.

1. License

This App grants you a limited, non-exclusive, non-transferable license for personal, non-commercial use only. You may not copy, modify, distribute, sell, or lease any part of this App.

2. Disclaimer

The retirement calculations, pension estimates, and FIRE financial simulations provided by this App are for reference only and do not constitute legal, tax, or investment advice of any kind. Calculation results may differ from actual outcomes due to policy changes, personal circumstances, and other factors.

We shall not be liable for:

Any decisions made based on calculation results
Changes in retirement age due to policy adjustments
Asset valuation discrepancies due to exchange rate fluctuations
Any indirect, incidental, special, or consequential damages

3. User Responsibilities

You shall:

Provide accurate personal information for reliable calculation results
Verify important financial decisions independently
Keep the App updated to receive the latest calculation rules
Protect your device security against unauthorized access

4. Intellectual Property

The intellectual property rights of this App and all of its content (including but not limited to code, design, icons, and copy) belong to the developer and are protected by copyright laws and international treaties.

5. Changes to Terms

We reserve the right to modify this Agreement at any time. The modified Agreement will be published within the App. Continued use of the App constitutes your acceptance of the modified Agreement.

6. Governing Law

This Agreement shall be governed by the laws of the People's Republic of China. Any disputes arising from this Agreement shall first be resolved through friendly negotiation.

7. Contact Us

If you have any questions or feedback, please contact: zhaomochu0517@icloud.com